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← Commentary feed21 Jan 2026, 08:00 UTC
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Global FX 2026 Outlook: Different Dollar Downside - Goldman Sachs

Goldman Sachs' 2026 outlook argues for a different type of dollar downside, potentially driven by structural shifts rather than cyclical factors, implying a more sustained weakening trend.

What the desk is arguing

Goldman Sachs' 2026 outlook identifies a different pattern of dollar downside, suggesting structural rather than cyclical drivers. The thesis is that the dollar's strength has peaked, and a multi-year depreciation cycle is underway.

Supporting evidence includes diverging monetary policy expectations, with the Fed cutting while other major central banks hold or tighten, and valuation metrics showing the dollar is overvalued. The desk also points to rising twin deficits as a medium-term drag.

The counterfactual they reject is the conventional view that dollar weakness is short-lived and driven by risk-on sentiment; instead, they see it as a regime shift.

Where it sits in our coverage

Our consensus target for EUR/USD Dec-26 is 1.075, with a range of 1.04-1.12. This aligns broadly with Goldman's bearish dollar view, though our central forecast is more modest than the aggressive downside they imply.

Specific firm targets include: * **JPMorgan**: Dec-26 target 1.10 (aligned, but less bearish) * **Barclays**: Dec-26 target 1.07 (closely aligned) * **BofA**: Dec-26 target 1.04 (more bearish than consensus)

Goldman's thesis sits closer to the bearish end of our coverage, resembling BofA's stance.

How other firms see it

**JPMorgan** is aligned on dollar downside but targets a shallower move (1.10) by Dec-26, emphasizing a slower depreciation. **Barclays** (target 1.07) aligns more closely with a structural bearish view.

In contrast: * **BofA** (target 1.04) is contrary in that they see an even steeper decline, driven by aggressive Fed cuts, whereas Goldman emphasizes structural factors. * **HSBC** (not in our direct coverage but known for a bullish dollar view) would be contrary, arguing that US exceptionalism persists.

How firms align with this view

consensus1.0750range1.04001.1200

Aligned with the desk view

Contrary positioning

Key takeaways

  • 01Goldman Sachs sees a structural dollar decline, not just cyclical weakness.
  • 02EUR/USD targets among consensus point to gradual depreciation, with Goldman at the bearish end.
  • 03Key risk is that the dollar remains resilient if US growth outperforms.

Market implications

If Goldman's thesis materializes, sustained USD weakness would boost EUR/USD towards the 1.10-1.15 range, benefiting European exporters and EM currencies. It would also increase pressure on fixed income markets as inflation hedges rise.

Risks to this view

The primary risk is that US economic exceptionalism continues, delaying Fed cuts and keeping the dollar bid. Additionally, geopolitical shocks or a sharp risk-off move could temporarily reverse the downtrend.

Sources & References

How we cover this story

FX Bank Forecast aggregates and indexes public bank-research RSS, press releases, and FX commentary. Firm and pair tagging are heuristic — verify against the original source before trading. We do not endorse third-party content.

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