Skip to content
← Commentary feed20 Jan 2026, 08:00 UTC
GOOGLE NEWS · EUR/USDg10 fx

EUR/USD Forecast: UBS Predicts Powerful Surge to 1.20 As Dollar Weakens in 2025 - Binance

UBS's forecast of EUR/USD reaching 1.20 in 2025 suggests a significant depreciation of the US dollar amidst a strengthening Eurozone economy. This view aligns with existing predictions from various banks, indicating a consensus that the euro will likely appreciate against the dollar over the next couple of years.

What the desk is arguing

UBS's prediction for a powerful surge of the EUR/USD to 1.20 in 2025 is supported by a general expectation of dollar weakness as interest rate adjustments play out. The anticipated recovery in the Eurozone is set to enhance the euro's appeal, paralleling the dollar's expected decline as the US navigates potential economic headwinds.

Current market sentiment reflects this outlook, with consensus projections placing the EUR/USD significantly higher than its current spot at 1.1500. Notably, many institutions are increasingly aligning their targets toward this bullish trajectory for the euro against the dollar, underscoring confidence in the euro's relative strength moving forward.

Where it sits in our coverage

Our internal consensus for EUR/USD suggests a target of 1.2200 by December 2026, with varying forecasts from peers indicating a range from 1.1700 to 1.2500. This consensus aligns with UBS's view, reinforcing the notion that the EUR/USD could strengthen considerably in line with their forecast.

Notable targets from key firms include: - **JPMorgan**: Dec26 target at 1.2000 - **Goldman**: Dec26 target at 1.2500 - **Deutsche Bank**: Dec26 target at 1.2500

How other firms see it

Several firms are in agreement with UBS's stance, forecasting strength in the euro against the dollar. For instance, **ING** and **Morgan Stanley** also have bullish projections for the EUR/USD, signifying a widespread expectation of euro appreciation.

Conversely, **BofA** remains comparatively cautious, suggesting a lower target of 1.2200 for December 2026, indicating a more tempered outlook on euro strength amidst potential volatility.

How firms align with this view

consensus1.2200range1.17001.2500

Aligned with the desk view

Contrary positioning

Key takeaways

  • 01UBS predicts EUR/USD will reach 1.20 in 2025 due to dollar weakness.
  • 02The current market consensus leans towards a bullish outlook for the euro.
  • 03Several banks have increased their EUR/USD forecasts, aligning with UBS's optimistic view.

Market implications

Should EUR/USD rise towards 1.20 as UBS predicts, it could lead to shifts in investment strategies towards Euro-denominated assets, impacting foreign exchange flows and potentially driving higher demand for euro assets across global markets.

Risks to this view

The primary risks to this forecast include unexpected shifts in US monetary policy, geopolitical tensions, or economic disruptions that could impact the dollar's strength or the eurozone's recovery trajectory.

Sources & References

How we cover this story

FX Bank Forecast aggregates and indexes public bank-research RSS, press releases, and FX commentary. Firm and pair tagging are heuristic — verify against the original source before trading. We do not endorse third-party content.

FX BANK FORECAST · COVERAGE

Institutional FX coverage in your inbox

Aggregated year-end forecasts, scenario shifts, and curated analyst notes from eight institutional desks. No promotion.