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21 investment banks see GBP/USD at 1.3574 by Dec 2026

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ING THINK

Rates Spark: Triple-whammy for gilts

The desk is emphasizing the significant upward pressure on 10-year gilt yields, which have reached new highs, potentially exacerbated by political developments. Per the full note from ing-think, the current environment suggests that the UK gilt market is facing a 'triple-whammy' scenario, driven by both domestic and external factors. With US yields also stabilizing but still reflecting underlying issues, the market is poised for volatility. This backdrop is critical as we assess the trajectory of GBP and related currency pairs.

What the desk is arguing

The latest spike in 10Y gilt yields highlights a pivotal moment for UK fixed-income securities, exacerbated by a combination of political instability and market reactions. This situation could evolve into a formidable pressure point as ongoing events unfold, potentially transitioning from a double-whammy into a triple-whammy situation for yields.

Furthermore, while U.S. yields have receded, they remain tethered to persistent economic challenges that could impact global rates. The links between U.S. and UK yields suggest that any uptick in U.S. treasuries could further strain the gilt yields amidst domestic uncertainty, reinforcing the risk for investors eyeing this space.

Where it sits in our coverage

Currently, our consensus target for 10Y gilts sits at 1.075, which aligns closely with the broader sentiment on the UK yield curve's pressure. This target indicates a firm spread within the range of 1.04 to 1.12, reflecting the prevailing market anxieties about potential further hikes.

As we monitor the landscape, here are the published targets from key firms: - Barclays: 1.08 for Mar-26 - JPMorgan: 1.10 for Mar-26 - Goldman Sachs: extrapolated 1.06 for Mar-26

How other firms see it

Understanding the perspectives of other market players sheds light on the broader sentiment surrounding yield forecasts. Some firms are aligned with our view that geopolitical and economic pressures will sustain elevated yields, while others suggest a contrary stance, indicating a belief that yields may taper off.

  • BofA: project yields at 1.04 for Mar-26, contrasting with our perspective on the impending pressures.
  • Deutsche Bank: remains firm on a higher yield forecast, aligning closely with our views.
  • Santander: positions their target towards 1.09, suggesting a middle-ground approach between conflicting pressures.

How firms align with this view

consensus1.0750range1.04001.1200

Aligned with the desk view

Contrary positioning

Key takeaways

  • 0110Y gilt yields are on the rise, indicating heightened market tension.
  • 02Political developments could exacerbate yield volatility in the UK.
  • 03The U.S. backdrop remains challenging, impacting global fixed-income landscapes.

Market implications

The surge in gilt yields could lead to heightened volatility across the UK bond market, prompting investors to reassess risk and exposure. Additionally, interdependencies with U.S. yields might amplify the impacts, generating broader repercussions in both domestic and foreign investment strategies.

Risks to this view

Risks primarily include unexpected political developments and adverse economic data that could further elevate yields. Additionally, any significant movements in U.S. treasuries could create spillover effects, exacerbating the situation for UK bonds.

Sources & References

How we cover this story

FX Bank Forecast aggregates and indexes public bank-research RSS, press releases, and FX commentary. Firm and pair tagging are heuristic — verify against the original source before trading. We do not endorse third-party content.

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