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21 investment banks see GBP/USD at 1.3574 by Dec 2026

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Morgan Stanley: Dollar Retreat To Continue, End-2026 GBP/USD Forecast 1.47 - Exchange Rates Org UK

Morgan Stanley's forecast for the GBP/USD suggests a significant depreciation of the U.S. dollar moving forward, projecting the pair to reach 1.47 by the end of 2026. This view aligns with broader expectations of dollar weakness as market dynamics shift, potentially driven by changing economic conditions and interest rates.

What the desk is arguing

The desk agrees with Morgan Stanley's outlook that the dollar's retreat is likely to continue in the coming years. As investors adjust their expectations regarding monetary policy and economic recovery, the GBP/USD is positioned to benefit from a weaker dollar.

Morgan Stanley's end-2026 forecast of 1.47 reflects a growing consensus around the pound's strength against the dollar amid a shift in economic power dynamics. This stance appears to be backed by anticipated interest rate adjustments and improved economic conditions in the UK.

Where it sits in our coverage

Our current consensus target for GBP/USD is 1.4000 for December 2026, with a spread among firms ranging from 1.3300 to 1.4700. Morgan Stanley's projection is notably on the high end of this range, suggesting a more optimistic outlook compared to other banks' estimates.

Firms including Morgan Stanley, Deutsche Bank, and MUFG have set their targets as follows:

How other firms see it

Several firms exhibit a more cautious approach compared to Morgan Stanley's bullish forecast. For instance, Goldman and BofA both have lower end-2026 targets, indicating a potential divergence in outlooks moving forward.

How firms align with this view

consensus1.4000range1.33001.4700

Aligned with the desk view

Contrary positioning

Key takeaways

  • 01Morgan Stanley predicts GBP/USD to reach 1.47 by end-2026.
  • 02The outlook suggests continued dollar weakness.
  • 03Firm targets for GBP remain varied, with some banks adopting a more conservative view.

Market implications

The anticipated weakening of the dollar could lead to increased investor interest in GBP-denominated assets, particularly if the UK economy demonstrates stronger recovery signals. A favorable shift could also impact market sentiment towards riskier assets, further supporting GBP strength.

Risks to this view

Key risks include potential geopolitical influences, changes in central bank policies, and unexpected economic data releases. Any shift in the Fed's monetary policy or drastic changes in the UK economic outlook could swiftly alter projections for GBP/USD.

Sources & References

How we cover this story

FX Bank Forecast aggregates and indexes public bank-research RSS, press releases, and FX commentary. Firm and pair tagging are heuristic — verify against the original source before trading. We do not endorse third-party content.

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