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27 investment banks see EUR/USD at 1.1902 by Dec 2026

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ING THINK

High rates and commodity exposure preferred in FX

The desk posits that currencies with high interest rates and favorable energy positions are currently favored by investors, particularly in light of the ongoing global energy shock. Per the full note source, the euro, lacking both high rates and a positive energy import balance, may struggle, yet could see some support from a weaker dollar. This perspective aligns with the broader market sentiment that favors commodity-linked currencies. Our consensus target for EUR/USD stands at 1.075, with a range between 1.04 and 1.12, reflecting a cautious outlook amidst the current macroeconomic landscape.

What the desk is arguing

The current market sentiment indicates a preference for currencies that offer high interest rates, particularly given the ongoing global energy shock. Investors are increasingly favoring such currencies, leaving the euro at a disadvantage since it does not meet these criteria. Nonetheless, potential weakness in the dollar could still support a rise in EUR/USD, shifting the dynamic for the euro despite its broader vulnerabilities.

Furthermore, given the current positioning, there appears to be an opportunity for a stronger euro if the dollar continues to weaken. This outlook implies a potential influx of capital into the eurozone, which could bolster the euro despite its challenges regarding energy imports.

Where it sits in our coverage

Currently, the EUR/USD consensus stands at a target of 1.2000 for December 2026, with the implied range across firms stretching from 1.1300 to 1.2500. This consensus reflects a divergence from current spot levels, suggesting potential upside if the weak dollar thesis plays out as expected.

Notably, several banks support similar targets for the pair: - JPMorgan: Dec26 target 1.2000 - Goldman: Dec26 target 1.2500 - Deutsche Bank: Dec26 target 1.2500 This alignment within the forecasts reinforces the potential for upside in EUR/USD if the broader market dynamics shift favorably for the euro.

How other firms see it

Several other firms express stances aligned with those mentioned above, anticipating potential strength in EUR/USD as market conditions evolve. - Barclays: Targeting 1.2100 - MUFG: Targeting 1.2400 - Morgan Stanley: Mixed stance with 1.1600 for Dec26 A mixed outlook persists among analysts, with a few providing lower targets that contrast with the prevailing optimism. These firms include: - Citi: Dec26 target 1.1200 - HSBC: Dec26 target 1.1800 These differing perspectives highlight the potential risks and uncertainties surrounding EUR/USD performance amidst the energy crisis and interest rate dynamics.

How firms align with this view

consensus1.2000range1.13001.2500

Aligned with the desk view

Contrary positioning

Key takeaways

  • 01Investors favor currencies with high interest rates during the ongoing energy crisis.
  • 02The euro's lack of high-interest appeal could be offset by a weakening dollar.
  • 03Current consensus forecasts suggest upside potential for EUR/USD despite challenges.

Market implications

The prevailing focus on interest rate dynamics and energy exposure indicates that EUR/USD may gain traction if dollar weakness persists. This could lead to increased volatility in FX markets, particularly surrounding euro-denominated assets and trading strategies centered around the EUR/USD pair.

Risks to this view

Risks to this outlook include a sudden reversal in dollar strength, potential shifts in monetary policy from the ECB, and unforeseen developments in the global energy landscape impacting import costs for eurozone countries. Additionally, geopolitical tensions could play a role in altering market sentiment toward the euro.

Sources & References

How we cover this story

FX Bank Forecast aggregates and indexes public bank-research RSS, press releases, and FX commentary. Firm and pair tagging are heuristic — verify against the original source before trading. We do not endorse third-party content.

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